The term on a used car loan depends on the age of the vehicle. Give us a call or check out our rates page for current terms.
You must be at least 18 years old.
In order to get approved, your credit score should be at least 550 or higher.
We use Equifax and TransUnion.
A shorter term payment plan is a good fit if you want to pay less in interest and save more money. But if a lower monthly payment is more important, a longer term payment plan might be the best fit for you.
DuGood does require you to make an appointment at least 1 business day in advance in order to have a title released upon payoff of a loan. The titles are not kept in our branch locations and must be retrieved first.
Normally, DuGood requires holding your title for 10 days after the loan is paid in full. Once the 10 day hold period is up, the title is sent to you at your address on file. An exception can be made if you are selling the vehicle and are paying the loan off with cash or certified funds.
If you have any questions or would like to set an appointment, call our Lending Center at (409) 899-3430 extension 249.
DuGood Credit Union has teamed with Travelers to offer members a discount on auto insurance. Plus, if Travelers isn’t the right fit at this time, you can compare quotes from up to 50 national and regional carriers through InsuraMatch, a wholly owned agency of Travelers. To get a quote that includes your DuGood member discount on auto insurance and any other applicable discounts call Travelers at 1-888 979-0723 or click here to learn more including details and legal disclosures.
