Savings Accounts
We Believe Saving Money Shouldn't Feel Impossible.
What are your savings goals?
Saving accounts
The Ideal account for when you need quick access to your money. We also recommend using this account for overdraft protection by tying it to your checking account.
Money Market deposits
The ideal account to consider when you meet the minimum balance requirement of $2,000, as they earn a higher dividend rate than our basic savings account.
Certificates
The ideal account when looking for a higher guaranteed rate of return on a minimum deposit of $1,000 with terms ranging from 3 to 60 months.
IRA
Individual Retirement Accounts (IRAs) are ideal when saving for retirement. There are different types of IRAs to consider—Traditional, Roth, and Educational—each with different tax saving advantages.
Christmas Club
The ideal account if you want to stop using credit cards for holiday purchases and are tired of worrying about having enough money to buy gifts for friends and family.
If you are not a member of DuGood, you can open a Christmas Club at account opening:
Check Christmas Club rates
or open an account >>
Health Savings
The ideal account if you are enrolled in a High Deductible Health Plan (HDHP) and want to pay for current health expenses while enjoying saving for future qualified medical expenses tax-free.
Already a member? Log in to Online Banking to add any one of these accounts to your existing membership*.
*IRAs and HSAs must be opened in a branch.
How Much Do I Need to Save for Retirement?
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Get answers to frequently asked questions
How much does it cost to open a Savings Account?
A minimum deposit of $5 is required to open a Savings Account.
Other than the deposit, what do I need to open a Savings Account?
In order to open a Savings Account with DuGood, you will need a valid driver's license or state ID, and you'll need to know your Social Security Number. Students may use their school ID.
Does DuGood offer a savings program for children?
Yes. Children 12 years and younger are eligible for our DuPup Club.
Upon opening an account for your child, you will receive a DuPup Club stamp card. Every time you bring your child to the credit union and make a deposit into the account, you will receive a stamp. Once the stamp card is full, your child can redeem it for fun prizes.
The credit union also holds several prize giveaways each year for our DuPup Club members.
How old do you have to be to open a Savings Account?
At DuGood, we believe it's never too early to start healthy savings habits. We offer savings accounts for all ages.
If you are under 18 years of age, you will need a parent or legal guardian to be joint owner on the account with you.
Who is eligible to open a Savings Account at DuGood?
Membership is open to anyone who lives, works, or worships in Chambers, Hardin, Jasper, Jefferson, Liberty, Newton, Orange, or Tyler Counties.