Round Up Automatic Savings Program
Start saving effortlessly with Round Up. Our new savings program is FREE and will help you save without significant lifestyle changes. It automatically rounds up your everyday debit card transactions to the nearest dollar and transfers the difference into a savings or money market account of your choice.
Sign up today and watch your money grow!
*Must have a DuGood debit card and eStatements to enroll in Round Up. Transfers will not occur if funds are unavailable or if the transfer will cause the account to go negative. Must be an owner on all accounts linked to Round Up.
Get a Chance to Win $250!
For a limited time only - March 4 - May 24, 2024
Once you enroll in Round Up and use your debit card, you’ll have an opportunity to win $250, adding even more to your savings!
Every time you use your debit card, you’ll get an automatic entry to win. We’ll announce one winner each week for 12 weeks between March 4 – May 24, 2024.
Cash drawing offer valid for a limited time. Members who enroll in Round Up and use their debit card weekly will automatically be entered into the drawings. Winners will be randomly drawn. Need not be present to win. Contact the Marketing Department for official rules.
How it works
SPEND
Use your DuGood debit card for everyday purchases. Round Up applies to all PIN, signature, and online purchases.
SAVE
The more you use your debit card, the more you save! Every purchase you make with your debit card will “round up” to the nearest dollar. The difference will be transferred into your savings or money market account.
GROW
You’ll be surprised how quickly your savings will grow! You’ll be able to track your progress through the Mobile App or Online Banking.
Enjoy the Benefits
Track Your Savings
Monitor your Round Up savings through Online Banking or the Mobile App. Watch your savings grow steadily with every transaction, giving you a real-time view of your progress.
Watch it grow
Before you know it, you'll have the money on hand for emergencies, future goals, and anything in between!
Withdraw Anytime
Need access to your savings? No problem! Your Round Up savings are always available for withdrawal. Enjoy the flexibility of using your savings anytime you need them.
Enroll
To enroll in Round Up, you must have a DuGood debit card and sign up for eStatements. You can fill out our enrollment form, stop by one of our local branches or give us a call at (409) 899-3430. It only takes a few minutes, and you'll be on your way to effortless savings.
Get answers to frequently asked questions
What is the Round Up Savings Program?
The Round Up Program is a savings initiative that automatically rounds up your everyday debit card transactions to the nearest dollar. The spare change is then transferred to your savings account.
How do I enroll in the Round Up Program
Enrolling is easy! Simply fill out the enrollment form or visit a branch to sign up for the Round Up Program.
Can I choose which transactions to round up?
No need! The Round Up Program automatically rounds up all eligible debit card transactions, ensuring a hassle-free savings experience.
Is there a fee for participating in the Round Up Program
No, participating in the Round Up Program is free for DuGood members. It's our way of making saving effortless for you.
How often are round up transfers made?
Round up transfers are typically processed daily, ensuring that your spare change is consistently contributing to your savings.
Can I access my Round Up savings at any time?
What happens if I don't have enough money in my checking account?
If your checking account balance is too low, your Round Up transfers will not occur.
If I have multiple accounts, which account gets the round up funds?
If you have multiple accounts, you can designate which savings or money market account receives your Round Up funds, as long as you are an owner on the account.