Get up to $500 Cash Back*
on Auto and Home Loans
Whether you'd like to buy a home or vehicle, do some remodeling, or pay down debt—
we're here to help make it happen! Get cash back, PLUS:
Auto Loans
Rate Discounts &
NO Payments for
up to 90 days1
Home Equity
NO Fees or
Closing Costs2
Mortgage Loans
10% Down and
NO PMI3
*Cash back is based on amount financed. Offer valid for a limited time on qualifying auto, home equity, and mortgage loans of $20,000 or more new money.
Other restrictions apply. Contact credit union for complete details.
PURCHASE OR REFINANCE TO SAVE MORE ON YOUR AUTO LOAN
Whether you're purchasing your next vehicle or refinancing your current auto loan, we're here to help you save more.
- Up to $500 cash back on auto loan purchases or refinances.
- Flexible terms and rates designed to fit your lifestyle and budget.
- Simple application process with fast approvals and personalized service.
- No Payments for up to 90 days.
1 Annual Percentage Rate. Rates, terms, and first payment dates vary, are subject to change, and are based on individual credit worthiness. Offer valid for a limited time on qualifying auto loans of $20,000 or more new money. Offer available on pre-approved, refinanced, and direct auto loans only. Auto refinances must be from another institution. Other restrictions may apply. Contact credit union for complete details.
UNLOCK YOUR HOME'S POTENTIAL WITH A HOME EQUITY LOAN
No Matter your goal, you can use your home equity funds for any purpose! Have a home improvement project? Want to pay down debt? Planning a wedding or special trip? We've got you covered!
- Terms up to 30 years.
- Financing up to 80% loan-to-value.
- No Closing Costs or Fees, save money upfront with zero additional fees or charges.
- 2nd Lien Home Equity Loans available.
- Use your loan for home improvements, debt consolidation, or other major expenses.
2 Annual Percentage Rate. Rates, terms, and first payment dates vary, are subject to change, and are based on individual credit worthiness. The maximum loan-to-value is 80%. No closing costs on loan amounts below title insurance and regulatory appraisal thresholds, unless an appraisal is requested. A typical payment example: 180 monthly payments of $8.30 per $1,000 borrowed. Taxes and insurance are not included in this example, your actual payment may be higher. Other restrictions may apply. Contact credit union for complete details.
TURN YOUR DREAM HOME INTO REALITY WITH A mortgage LOAN
Whether you're a first-time home buyer or a seasoned pro, buying a home is a BIG investment! Our friendly mortgage experts will guide you through the process step-by-step.
- Competitive rates.
- Terms up to 30 years.
- Low down payment—with up to 95% financing.
- Simple online application process with our EZ Mortgage App.
- Adjustable Rate Mortgages (ARMs) available.
3 Annual Percentage Rate. Rates, terms, and first payment dates vary, are subject to change, and are based on individual credit worthiness. Offer valid for a limited time on qualifying Purchase Money Mortgage Loans (primary residences only) in the amount of $20,000 or more new money. The maximum loan-to-value is 95%. A typical payment example: 360 monthly payments of $6.16 per $1,000 borrowed. Taxes and insurance are not included in this example, your actual payment may be higher. Other restrictions may apply. Contact credit union for complete details.
SEE WHAT OTHERS HAVE TO SAY
GET ANSWERS TO FREQUENTLY ASKED QUESTIONS
AUTO LOANS
For how long can I finance a new car?
At DuGood, we allow our members to finance their new vehicle for up to 84 months. Other terms are dependent on the age of the vehicle. Check out our rates page for current terms.
What financing option is best for me?
A shorter term payment plan is a good fit if you want to pay less in interest and save more money. But if a lower monthly payment is more important, a longer term payment plan might be the best fit for you.
HOME EQUITY LOANS
What is a Home Equity Loan?
A Home Equity Loan is a loan that allows a home owner to borrow money (for any purpose), against the equity of their home. In Texas, all loans against the home cannot exceed 80% of the value of the home.
What is the maximum term on a Home Equity Loan?
DuGood offers Home Equity Loans with terms up to 30 years. Check out our rates page for current Home Equity terms.
Which Home Equity loan option is best for me?
A shorter term loan is recommended if you want to pay less in interest. This will help save you money. But if lower monthly payments are more important, a longer term loan might be better for you.
How can I use Home Equity loan?
Have a big expense coming up or want to refinance your current mortgage? You can use a Home Equity loan for any purpose, such as:
- Consolidating your debt
- Remodeling your house
- Paying for college, a wedding, or once in a lifetime trip
Another reason to get a home equity loan is to refinance an existing mortgage for the low rates and low closing costs.
Mortgage Loans
What kind of mortgage loans do you offer?
DuGood offers conventional financing with in-house servicing. We can also assist borrowers in obtaining government mortgage loans. Please contact one of our experienced Mortgage Lenders to review your options.
An ARM is a good option when interest rates are high, or if you’re looking for an initial lower rate with a lower monthly payment, or if you plan to sell your home, pay off your mortgage or refinance within five years.
What is the best home loan option for me?
A shorter term mortgage is recommended if you want to pay less in interest. This will help save you more money. But if lower monthly payments are more important, a longer term mortgage might be better for you.
What is an Adjustable-Rate Mortgage (ARM)?
An Adjustable-Rate Mortgage (ARM) is a loan that offers a lower initial interest rate than most fixed rate mortgages for a set period. After the initial period, the interest rate can change, based on an index and a margin, and the monthly payment could go up or down accordingly.
DuGood offers a 5/1 ARM which means the interest rate is fixed for the first five years and will be subject to change annually for the remaining term of the loan.