*Annual Percentage Rate. Rates and first payment dates vary, are subject to change, and are based on individual creditworthiness. Offer valid for a limited time on qualifying pre-approved, refinanced, and direct auto loans only. Auto refinances must be from another institution. Rate quoted includes all available discounts and is based on an A+ credit rating for a 60-month term. Other restrictions may apply. Contact the credit union for complete details. Federally insured by NCUA. Equal housing lender.

Need help getting started?
Give us a call at (409) 241-2248

COMPARE AUTO LOAN RATES

Get a rate discount of up to .50% off our current rates:

  • .25% Discount for Pre-Approvals or Refinances
  • .25% Discount for having an Active Checking Account with a Debit Card or Direct Deposit

Rates effective October 16, 2024

Vehicle Age Term APR*
Up to 2024 48 Months 5.25%
2020-2024 60 Months 5.25%
2021-2024 66 Months 5.35%
2022-2024 72 Months 5.75%
2023-2024 78 Months 6.25%
New Autos Only 84 Months 6.50%
  • Minimum loan amount for New Autos $32,500
  • No Minimum loan amount for Used Autos

*APR = Annual Percentage Rate. Loan rates quoted are based on A+ credit rating with a pre-approval. Actual rates will vary, are subject to change and are based on individual creditworthiness. Vehicle year model may affect the term of loan. Please call to verify listed rates.

BENEFITS OF FINANCING WITH DUGOOD

lower Your Monthly payment

Refinancing your auto with DuGood  gives you the flexibility to lower your monthly payment in a variety of ways. Our rates are some of the lowest around, which means the interest portion of your monthly payment will be lowered - and you could potentially save thousands of dollars over the life of your loan.

You'll also have the option to choose your own term. Longer terms mean smaller monthly payments.

GAP

Gap Insurance

Once you drive away from the dealership, your vehicle's value depreciates quickly. GAP Insurance does exactly what its name implies. It "bridges the gap" between new car depreciation and what you owe on your loan in the event of a total loss.

Travelers logo

Travelers Insurance

Through an arrangement with Travelers, DuGood Credit Union members have access to an affinity group discount on auto insurance.* Plus, you could get other money-saving discounts to help lower your premiums! You don't have to wait until your current policy is up for renewal to request a quote or switch. See how much you can save on the coverage you need with your DuGood Credit Union discount today!

*Affinity group discount is a discount provided to members of an approved affinity group. This is not an offer of group insurance. All policies are individually underwritten.

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Extended Warranty

Unexpected auto repairs can do a number on your budget and savings. Have peace of mind knowing your vehicle is protected. In addition to repair coverage, you'll also enjoy added perks like: toll free roadside assistance, rental benefits, and trip interruption benefits.

Get an Extended Warranty quote >>

 

Meet Our Lending Team

Headshot of Monika Conn

Monika Conn

VP of Consumer Lending and Collections
(409) 241-2270
  Email

Headshot of Catrina Reynolds

Catrina Reynolds

Director of Branch Lending
(409) 241-2263
  Email

Headshot of Blake Worthey

Blake Worthey

Chief Lending Officer
(409) 241-2261
  Email

SEE WHAT OTHERS HAVE TO SAY

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ARE YOU READY TO GET A NEW VEHICLE LOAN?

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