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Savings Account Rates

Rates effective September 18, 2024

Account Type Rate APY* Minimum Balance
Savings Account 0.20% 0.20% $100
Christmas Club 0.20% 0.20% $100

*APY = Annual Percentage Yield. Dividend rates are subject to change without notice, and may change after account is open. Any fee incurred could reduce earnings. Please call to verify rates.

Checking Account rates

Rates effective September 18, 2024

Account Type Rate APY* Minimum Balance
Basic Checking Account 0.05% 0.05% $1,000
Advantage Checking Account 0.00% 0.00% Dividends do not accrue
Business Checking Account 0.05% 0.05% $1,000

*APY = Annual Percentage Yield. Dividend rates are subject to change without notice, and may change after account is open. Any fee incurred could reduce earnings. Please call to verify rates.

Health Savings Account Rates

Rates effective September 18, 2024

Account Type Rate APY* Minimum Balance
HSA - Checking 0.05% 0.05% $1,000
HSA - Savings Account 0.20% 0.20% $100

*APY = Annual Percentage Yield. IRAs/HSAs can be placed in any certificate in which the minimum deposit requirements can be met. Early withdrawal penalties may apply. Any fee incurred could reduce earnings. Please call to verify rates.

Money Market Rates

Rates effective September 18, 2024

Account Type Rate APY* Minimum Deposit
Money Market Account 0.60% 0.60% $2,000
Money Market Account 0.60% 0.60% $50,000
Money Market Account 0.85% 0.85% $100,000
Business Money Market Account 0.60% 0.60% $2,000

*APY = Annual Percentage Yield. Dividend rates are subject to change without notice, and may change after account is open. Any fee incurred could reduce earnings. Please call to verify rates.

Certificate/IRA Rates

Rates effective August 21, 2024

Term Rate APY*
3 Months 2.50% 2.53%
6 Months 4.00% 4.07%
12 Months 4.50% 4.59%
18 Months 3.75% 3.82%
24 Months 3.25% 3.30%
30 Months 3.25% 3.30%
36 Months 3.25% 3.30%
60 Months 3.25% 3.30%
  • Minimum Deposit is $1,000

*APY = Annual Percentage Yield. IRAs/HSAs can be placed in any certificate in which the minimum deposit requirements can be met. Early withdrawal penalties may apply. Any fee incurred could reduce earnings. Please call to verify rates.

Coverdell Certificate Rates

Rates effective August 21, 2024

Term Rate APY*
6 Months 3.90% 3.97%
12 Months 4.40% 4.49%
18 Months 3.65% 3.71%
24 Months 3.15% 3.20%
30 Months 3.15% 3.20%
36 Months 3.15% 3.20%
60 Months 3.15% 3.20%
  • Minimum Deposit is $500

*APY = Annual Percentage Yield. IRAs/HSAs can be placed in any certificate in which the minimum deposit requirements can be met. Early withdrawal penalties may apply. Any fee incurred could reduce earnings. Please call to verify rates.

Cumulative IRA Rates

Rates effective September 18, 2024

Account Type Rate APY*
Traditional IRA 1.00% 1.00%
Roth IRA 1.00% 1.00%
Educational IRA 1.00% 1.00%
  • Minimum Deposit is $100

*APY = Annual Percentage Yield. IRAs/HSAs can be placed in any certificate in which the minimum deposit requirements can be met. Early withdrawal penalties may apply. Any fee incurred could reduce earnings. Please call to verify rates.