Need help getting started?
Give us a call at (409)726-2255

Helping Southeast Texas Businesses Grow

At DuGood Credit Union, we’ve been proudly serving Southeast Texas since 1962. We are deeply rooted in this area, it’s our home as well, and we understand the needs of your business.

When you partner with DuGood, you’ll receive quality service from people you know and trust. All decisions and servicing are handled right here locally, at the credit union.

Start your application online today.

Need help getting started? Give us a call at (409) 241-2255

BUSINESS SERVICES

Business Saving Accounts

Once you become a member, you'll enjoy no monthly service fees, paid dividends, nationwide access, secure online digital services, and so much more.

 Current savings rates >>

Business Checking Accounts

Our business checking accounts offer no monthly service charges, no minimum balance requirements, and no per item fees.

 Current checking rates >>

Top-Higher-Interest

Money Market Accounts

An ideal savings choice to consider when you meet the minimum balance requirement of $2,000, as they earn a higher dividend rate than our basic savings account.

 Current money market rates >>

Debit Cards

Our debit cards are accepted anywhere you see the MasterCard logo worldwide.

Health Savings Accounts

Be prepared for current and future medical expenses. A Health Savings account will make your healthcare costs more manageable.

Top-CD

Certificates

Our certificates are ideal if you are looking for a higher guaranteed rate of return on a minimum deposit of $1,000 with terms ranging from 3 to 60 months.

 Current certificate rates >>

Merchant Debit and
Credit Card Services

Most consumers rely on their debit or credit card to make purchases. Offer your customers a smooth, hassle-free experience. By accepting all major debit and credit cards at point of sale and receiving online reports.

Investment Services

With investment services, available through CUSO Financial Services, L.P. (CFS*), you and your employees can start a relationship with our CFS* Financial Advisor. We provide a wide array of financial products and services from simple retirement accounts to the most sophisticated financial or estate planning.

*Non-deposit investments offered through CUSO Financial Services, L.P. (Member FINRA/SIPC) are not insured, not guaranteed, and may lose value.

COMMERCIAL REAL ESTATE LOANS

We make it easy for you to get the money you need. Whether you’re ready to buy, build, expand, or refinance, our experienced Commercial Lending Specialists can customize a loan to fit your business needs. We finance up to 80% loan‑to‑value on commercial and investment properties.

Commercial Property



  • Office Buildings
  • Retail Properties
  • Unimproved Property
  • Warehouse Properties

 

Investment property



  • Single-family Residential
  • Multi-family Residential
  • Apartment Complexes

Construction
And Development


We can help with your next development project. Our Construction and Development loans offer competitive rates and flexible terms.

  • Subdivision Development
  • Custom Homes
  • Spec Homes
  • Permanent Mortgage Financing for Customers
  • Unimproved land

OTHER BUSINESS LENDING OPTIONS

We offer a wide array of business loans tailored to meet your needs. In addition to financing property, we have options that can help you purchase equipment or vehicles, provide working capital and more!

EQUIPMENT AND MACHINERY

  • Medical equipment
  • Industrial equipment
  • Agricultural equipment
  • Professional equipment
  • Fleet vehicles

BUSINESS CREDIT CARDS

  • Low introductory rate on purchases and balance transfers
  • Credit limits ranging from $1,500 to $50,000
  • Multiple plastics can be issued under one governing business account
  • No annual fees
  • No cash advance fees
  • No over-the-limit fees
  • 25-Day grace period on purchases

BUSINESS LINES OF CREDIT

  • Working capital
  • Purchase inventory
  • Secure and unsecured
  • Fast, easy, and convenient

DuGood is an approved Small Business Administration Lender, and offers SBA Loans.

GETTING STARTED

Business Membership

Membership is open to anyone who lives, works, or worships in Chambers, Hardin, Jasper, Jefferson, Liberty, Newton, Orange, or Tyler County.

When you open a new business account, we’ll also need a copy of your business formation documents. Depending on the type of business, those could include (but are not limited to):

  • EIN Paperwork
  • Articles of Incorporation
  • Assumed Name Certificate
  • Certificate of Formation
  • Certificate of Filing

Business Loans

When you apply for a business loan at DuGood, you can feel confident knowing that we’ll walk you through the entire process step by step. Unlike other financial institutions, our Business Loan decisions are made and serviced right here at the credit union. Here’s what you’ll need to get started.

  • Business Application
  • Personal Financial Statement
  • Business Debt Schedule

Then, submit to our Commercial Lending Department along with:

  • Name of business owners and percent of ownership
  • Last three years of filed business and/or personal tax returns
  • Last three years of balance sheets and income statements

READY TO GET STARTED?

Start your application online today.

HERE ARE A FEW WAYS WE'VE HELPED OTHERS JUST LIKE YOU.

BEN, LUMBERTON, TX

"DuGood has helped me grow my business and personal portfolio when no one else would.  They have grown over the years but I can still pick up the phone and speak with my business banker daily.  People say old school banking is dead...
I say call DuGood."

RICKY, VIDOR, TX

"Blake Worthey did an amazing and very professional job. Start to finish. He made the process easy and able to be done entirely at a distance through online and app use. Great and friendly communication."

DARLENE, PORT NECHES, TX

"Blake Worthey was EXCELLENT! He was informative and easy to work with. He helped move the process through quickly, since we were on a short timeframe. GREAT EXPERIENCE!"

Meet our Commercial Lending Team

Headshot of Blake Worthey

Blake Worthey

VP of Real Estate Lending
(409) 241-2261
  Email

Headshot of Cassidy King

Cassidy King

Commercial Lending Administrator
(409) 241-2267
  Email

Headshot of Derek Landry

Derek J. Landry

Chief Lending Officer
(409) 241-2296
  Email

request a call back

Commercial Loan Application


Stop by our Commercial Lending Center at 1795 N. Major Drive in Beaumont.
Or give us a call at (409) 241-2255

GET ANSWERS TO FREQUENTLY ASKED QUESTIONS