There's no right time to begin collecting Social Security benefits, but the age at which you begin receiving benefits will affect how much retirement income you have, so you should weigh the consequences carefully.
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by Rebecca Prince
Going back to school suggests it is the end of summer and the beginning of school supply sales, material lists from new teachers and classes, and long lines at school supply stores. Children disappointed by the finish of their summer vacation are encouraged with the purchase of new clothes, books and occasionally, treats and impulse buys.